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We calculate your rate in real time, so you can get covered in 10 minutes.
  • NO MEDICAL EXAM
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Term Life Insurance Plans in Burlington, Mebane, Graham, Durham, Raleigh, Greensboro, and Charlotte NC

Our term life insurance offers simple, affordable coverage

for a set period of time—typically 10 to 30 years. It’s a smart option if you want to protect your loved ones financially during key life stages like raising children, paying off a mortgage, or building savings.

With our a term life policy, you pay a regular premium

that keeps your coverage active. For most term life insurance policies, the premium amount stays fixed for the duration of the term.

If you pass away during the term, your beneficiaries will receive a tax-free lump-sum payment known as the death benefit. This payout can help with essential costs such as mortgage payments, daily living expenses, debt repayment, and college tuition. 

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PRODUCT BROCHURE

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Discussion Topic

Who Should Consider Life Insurance With No Medical Exam?

  • People who want fast, hassle-free life insurance coverage

  • Applicants who prefer to skip lab tests or doctor visits

  • Individuals with manageable health conditions

  • Parents or caregivers with limited time

  • Healthy applicants looking for affordable, high-coverage policies

Final Expense Whole Life
  • Lifetime coverage for higher-risk clients

  • Coverage up to $100K

Term Life Insurance
  • Affordable & flexible coverage options

  • Coverage up to $2M

Term With Living Benefits
  • Access up to 90% of the death benefit for covered conditions

  • Coverage up to $1M

Coverage up to $2M with no medical exam. Just answer a few simple health questions.

Coverage up to $2M

with no medical exam. Just answer a few simple health questions.

Free wills & estate plans. Eligibility depends on the product and state.

Free wills & estate plans.

Eligibility depends on the product and state.

We can offer coverage to more than 90% of applicants age 20-85, averaged across ages.

Coverage eligibility

We can offer coverage to more than 90% of applicants age 20-85, averaged across ages.

Flexible options to fit different budgets and needs.

Flexible options

to fit different budgets and needs.

Dedicated support from our team.

Dedicated support

from our team of insurance professionals.

30-day money-back guarantee.

Try it risk free

30-day money-back guarantee.

Rather talk to an agent?

During your life insurance consultation, we will assess your financial goals and needs to determine the best coverage options for you.

 

A licensed agent will explain different policy types, benefits, and costs, ensuring you understand each aspect. We'll work together to create a personalized plan that provides peace of mind for you and your loved ones. Feel free to ask any questions throughout the process.

 

We also offer

An agent will contact you to discuss your insurance coverage needs.
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